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Auto Accident Attorneys The long-term effects of a car crash can leave you with expensive medical bills, a decreased income, and pain and suffering. The negligent party that caused the crash should be held responsible to compensate you for these losses. A skilled New York City auto accident lawyer can assist you in pursuing full compensation for all your losses. An attorney for car accidents will protect you from unjustified insurance denials. Distracted driving Every driver has the responsibility to drive in a safe manner and be aware of the road. Distracted driving is a major cause of collisions and near-collisions and can be extremely dangerous for other drivers on the road. If you have been injured by a driver who is distracted, you may be qualified for compensation. While auto accident attorney decatur think of texting and calling when they hear the phrase distracted driving It's actually any other activity that puts your hands off the steering wheel, eyes off of the road, or thoughts away from the task at the moment. This could include eating, searching for things in the car, interacting with other drivers as well as adjusting the controls on the dashboard such as the temperature or radio, personal grooming like shaving or applying makeup, and more. According to research by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI) approximately 80 percent all crashes and 65 percent of near-collisions are caused by driver distraction. If you take your eyes off the road for five seconds while driving at 55 mph can double your crash risk. An experienced attorney for auto accidents can help if you have been injured in an accident caused by the driver who was distracted. They can investigate your case and present the strongest arguments for a full settlement which includes covering all of your current and future expenses. Car crashes Car accidents can take on a variety of forms including simple fender benders, to devastating head-on collisions. The nature of the accident determines the liability and severity, as well as the amount and extent of injuries to the victims and their financial losses. According to the National Highway Traffic Safety Administration's (NHTSA) statistics the driver's error is a primary factor in crashes involving motor vehicles. Even the tiniest of distractions such as switching radio stations, applying makeup or reading a road map, can cause a serious crash. Other reasons for car accidents are speeding, drunk or reckless driving, poor weather conditions, inexperienced drivers or elderly drivers. A experienced New York City car accident lawyer will analyze your case and pinpoint all parties responsible for your financial losses and injuries. They can also negotiate an equitable settlement with the defendant's insurer. A seasoned auto accident lawyer can assist you in obtaining the amount you are due, which includes for future and past medical costs, lost wages, physical and mental emotional distress, and more. They can also ensure that your claim includes uninsured or under-insured motorist coverage, if necessary. This is particularly crucial if the driver who is at fault has no insurance or has only the minimum coverage required under New York law. Uninsured or underinsured drivers Certain drivers do not have insurance while others have a minimal amount of insurance. When an under- or uninsured motorist causes collisions, it can be especially difficult to recover compensation for your loss. In these circumstances it is essential to have a knowledgeable lawyer representing you and the insurer. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and can provide you with important protections in the event that you're involved in a serious accident. The process for filing UIM/UM claims is similar to filing a traditional car crash claim. It generally involves submitting copies of your medical bills and repairs to your vehicle. The insurance company will review these documents along with other ones to determine if your losses are covered under the other driver's policy. It is crucial to talk with an New York City auto accident attorney as soon after the crash as possible and start a UIM/UM immediately particularly when the other driver states they do not have insurance or do not have adequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property destruction If your vehicle was damaged in a crash and you want to seek compensation for the damages through the at-fault party's insurance company. Our lawyers can assist in submitting a claim to get compensation for non-economic and economic damages, like medical bills and lost wages. You could be entitled to compensation for the pain and discomfort you have experienced. We will take note of all evidence physical in your case. This includes taking photos of the scene where the accident occurred and your property, such as scratches, broken glass, and cracked screen protectors for your device. We will also take copies of any police or accident reports, and will secure any necessary information from witnesses. The law that is in force in New York State is comparative negligence which means that even if you're found to be partly at fault for the accident the amount of your damages will be reduced by the proportion of liability assigned to you. The defendant could also be found solely responsible for the accident and therefore not entitled to any kind of compensation. You should not provide any oral or written statements to representatives of insurance companies of the party at fault since they could be used in court later against you. You should also visit an ophthalmologist as soon as possible after the incident. Certain injuries may take time to show and could be used against you in court if you later try to claim compensation.